OverHall IT! 
Vol. 3 Issue 3

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OverHall IT!
Organizing Newsletter for Your Life
Circulation 3,500
Vol. 3, Issue 3
Publisher: Janet L. Hall janet@overhall.com
http://www.overhall.com
( C ) OverHall Consulting 2002
Administration information located at end of newsletter.
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IN THIS ISSUE
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1. Welcome and Happenings

2. OverHalling your Office and Home

3. Space Clearing Tip

4. Ask the OverHaller

5. Computer Clutter

6. Feng Shui Tip

7. Products, Books, and Web Site Reviews

8. Jokes, Quotes, and Anecdotes

9. Tips for Professional Organizers

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1. Welcome and Happenings
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Good day to you all, Happy Valentines Day and thank you
for being a part of the OverHall IT! community.

This month is National Weddings Month, Pay Your Bills
week (third week of Feb.), and today is Clean Out Your
Computer Day (look for articles and tips in the next issue).

This month we are featuring a guest article about getting out
of debt to celebrate Pay Your Bills Week, and we found lots
of goodies for those about to get married or maybe engaged
this week.

Thanks for your support and for being a subscriber,
Janet L. Hall, The Organizing Wizard


***** Do Your Employees Need Organized? *****
Call the Organizing Wizard and let her cast her "spells" on
their clutter! Janet delivers a one-of-a-kind, customized
workshop or speech. Call 800/687-3040 and book her
today!

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2. Ten Tips For Breaking the Debt Cycle — For
Good!
By Paula Langguth Ryan

excerpted from Bounce Back From Bankruptcy and reprinted
with permission

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You can become debt-free and STAY debt-free if you follow
these practical and spiritual tips. Money is energy. Nothing
less, nothing more. It does not have any power to control
your actions...only your thoughts control your actions. Our
thoughts about money usually fall in one of three planes. At
the bottom is where you’ll find most of us. This is where we
spend our energy and time worrying about and talking about
our money problems. Where we spend most of our time
saying things like "I’m not going to have enough money to..."

You can take the first step toward breaking the debt cycle by
elevating your thinking. You can start elevating your thinking
to the next plane BY SETTING GOALS FOR YOURSELF.
This second plane is where we spend our energy and time
saying things like "I want to achieve this goal I’ve set, BUT
I’ve got these money problems..." If you’re already on this
plane, congratulate yourself! You’re one step closer to
permanent prosperity already!

You’ll reach the third and highest plane once you make a
committed effort to put the following ten tips to use in your
life. When you’ve reached this plane, you’ll find yourself
saying things like "I have this goal, and it may be a very tiny
goal, but it is my goal, and this is the next step I’m going to
take to make this goal a reality."

For example, if you’re worried right now about meeting this
month’s mortgage payment, and your goal is to come up
with enough money to pay the mortgage by the date it’s due,
then you’re on your way. Several of the tips below will
immediately generate cash on hand to help you make your
goal a reality. Other tips will help you build a foundation
underneath you, so that more cash will come to you.

I encourage you to start putting each of these tips to use in
your life TODAY. Work toward progress, not perfection.
Don’t beat yourself up if you can’t do everything at once.
Take it a step at a time and keep moving forward. Above all
else, know that YOU ARE PROSPEROUS!

1: FREE UP THE TRAPPED PROSPERITY IN YOUR LIFE.
Release things that take up "space" in your life. Friends who
sap your energy and provide nothing in return. Books,
clothes, food, what are you stockpiling that you don’t use?
Look at everything you haven’t used in over a year and find
a way to sell it or trade it in.

2: PAY WHAT YOU CAN NOW. If you have debts to pay,
and you have savings, don’t withhold money and say, "I’ll
pay these debts later, when I have more money so I don’t
have to touch my savings." Free up that money, put it into
the universe. You can’t get a flow of money coming in to you
unless you have a flow of money coming out. Don’t put off
paying what you can pay today.

3: RELEASE PEOPLE FROM THEIR DEBTS TO YOU. If
you have lent money in the past, or extended credit, and you
know that the chances for you ever getting that money back
are remote, release them from their debt to you. Call or write
them and say, "I want you to know that I’ve decided to
consider this money a gift to you. I am freeing you from any
obligation to repay this money, ever, and I hope you’ll accept
this gift with all my love." You then make it possible for that
money or more to come to you from some other source.

4: SEE THE HIGHEST GOOD FOR EVERYONE. When
you’re in a situation where you think, "they’re going to try and
rip me off" affirm "I see the highest good for both of us."
Then know this person will do right by you.

5: GIVE THANKS FOR YOUR DEBTS. When you pay your
debts, hold them one by one in your hand and give thanks
for whatever that debt represents. "Thank you Universe for
Cable Television, which enables us as a family to watch
movies together at home." "Thank you Universe for this
dental bill, which took away the pain in my mouth." "Thank
you Universe for this mortgage, which lets us live in this
home we love."

6: DON’T BRAG ABOUT WHAT YOU PLAN TO
ACCOMPLISH OR ABOUT THE PROSPERITY IN YOUR
LIFE. Instead, imagine it as accomplished, then go about
your daily business, putting the stepping stones in place for
your pathway to your goal. Then, once you’ve accomplished
your goal, go inside yourself and give thanks for your
abundance. And give back to those who have helped you
achieve your prosperity.

7: DON’T LET PRIDE STAND IN THE WAY OF YOUR
PROSPERITY. You can be your own worst enemy if you
refuse to accept your prosperity in whatever form it takes. As
you practice the laws of prosperity, people around you will
suddenly start giving you things. Don’t refuse these gifts as
charity or acts of pity. They are the first evidence that your
prosperous thinking is paying off. Joyfully accept these gifts.
Stop yourself before you say, "Oh you shouldn’t have." "This
is too expensive." "I couldn’t possibly accept." Practice
accepting gifts graciously. "Bless your heart!" "You’re an
angel!" "Glory be!" "Thank you."

8: BE PATIENT WITH YOURSELF AS YOU LEARN
PROSPERITY SKILLS. Don’t be like the farmer who planted
corn, then cut off all the tassels that appeared, because he
was looking to grow EARS of corn, not tassels. Don’t dismiss
the results you get as weeds. Know that whatever grows in
your life is for your highest good.

9: LOOK FOR THE LESSON IN EXPERIENCES. When a
"negative" happens to us, it’s usually a nudge to help us
choose a better direction for our lives, for our growth. Don’t
waste your time and energy bemoaning an event. Stop and
center yourself and figure out what you were meant to learn,
how this event will help you achieve your goals. Don’t ask,
"Why did this happen to me?" Ask, "What am I going to do
about it?"

10: LET GO OF PREJUDICES. Don’t spend time and energy
worrying about others, or how others perceive you.
Remember the old taunt, "I’m rubber and you’re
glue...whatever you say bounces off me and sticks on you?"
The same goes for positive thoughts and words. Don’t set
yourself above anyone else, or love others "in spite of" their
actions. Learn to love everyone unconditionally and that love
will flow back to you tenfold.

You can be your own worst enemy in your search for
abundance or you can be the best guide you’ve ever had.
The choice is up to you!

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Contemporary Prosperity Advisor Paula Langguth Ryan is
dedicated to helping you heal your relationship with money
by helping you change the way you think and feel about
prosperity and abundance. To learn more about her
innovative prosperity teachings, visit
www.artofabundance.com www.artofabundance.com or subscribe to her free e-zine
mailto:artofabundance-subscribe@yahoogroups.com

To purchase Bounce Back From Bankruptcy
send $19.95 incl. s/h to
PCC, Box 65088, Baltimore, MD 21209; 800-507-9244.

***** Have You Gotten Your * Tickle * For The Day? *****
Check out the secret organizing tool that ALL organized
families and successful people use on a daily basis at
http://www.overhall.com/tickler_file.htm

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3. Space Clearing Tip
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In her book, "Sacred Space: Clearing and Enhancing the
Energy of Your Home," Denise Linn has this to say about
abundance:
"If you want to create abundance in your life, start by
creating the illusion or the feeling of luxury in your
personal space."

To order this book, Click
http://www.amazon.com/exec/obidos/ASIN/034539769X/overhallconsulti

***** Get Organized Using Our Audiotapes! *****

We offer several audiotapes to help you organize your
office, your home, your children, and your LIFE! Check
them out at http://www.overhall.com/tapes.htm

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4. Ask the OverHaller
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Dear OverHaller,
Do I have to save all the "stubs" that are left when I pay
my house bills? You know, the part that is left after you rip
off the payment coupon?
--Dolores in CA

Dear Dolores,
Well, yes and no. Many people save these out of habit
or because their parents told them they had to OR for
some reason they think they might need it for tax purposes.
So ask yourself these questions to help you decide if it
needs to be kept:

Who has ever asked for them?
What use have they been?
When will you need or use them?
Where else can you get the information if needed?
Why do you keep them?

If the item is not a tax deduction you probably don't need to
keep it. HOWEVER, there are always exceptions, so when
in doubt, ask your accountant, or check out my audiotape,
"Piles, Files, Lists--OH NO!"
http://www.overhall.com/tapes.htm

*****Have YOUR Important Information at your fingertips*****

Our little Red WHO, WHEN, and WHERE Home
Management Booklet is now available as a download. You
can get it RIGHT NOW on your computer by clicking
http://www.overhall.com/wwwh1.htm

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5. Computer Clutter
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If your computer is slowing down, and you think you need
a new one, think again. Try this simple task and see if your
computer starts to operate more efficiently:

CLICK Start
POINT to Programs
POINT to Accessories
POINT to System Tools
POINT and CLICK Disk Cleanup

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6. Feng Shui Tip
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Using the Compass School of Feng Shui, the Southeast
corner of your home, room, or office is your prosperity
corner. Get the clutter out of these corners, and add a little
purple to these corners, and see what comes your way.

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7. Products, Books, and Web Site Reviews
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My friend Nita, at http://www.organizetips.com , has some
fabulous articles for wedding help. So if your special day
is coming up this year, you might want to check them out.

At Mom$Budget.com you can find a wedding budget planner
to print out and work with:http://www.momsbudget.com/weddingbudget.shtml

Check out The Wedding Resource for a timeline of
what to do and when to do it at: http://www.weddingorganizer.com/timeline.htm

I found several different software programs to help
organize your wedding:

Easy Wedding Organizer http://www.truckbuddy.com/wedding
My Wedding Organizer http://www.weddingsoft.com

Family Financial Organizer can be found at:
http://www.crown.org A notebook system that includes a
three-ring binder, divider tabs, family financial workbook,
software, and much more for only $39.95. They also have
a bill organizer that includes an audiotape for just $10.95
that you might want to check out while visiting.

Jeffrey J. Mayer, president of Succeeding In Business, and
author of many books, has an E-Book, "Winning the Fight
Between You and Your Desk," that I highly recommend.
This inexpensive ebook is filled with humor; Are you a
Pilamaniac? to step-by-step instructions on Creating Master
Lists, Master Files, and Your Master File Drawer. I urge you
all to download this inexpensive but very informative ebook
at:
http://www.1shoppingcart.com/app/aftrack.asp?afid=25003

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8. Jokes, Quotes, and Anecdotes
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>>When I die, my epitaph should read: She Paid the Bills.
That's the story of my private life.
--Gloria Swanson

>>Without music to decorate it, time is just a bunch of boring
production deadlines or dates by which bills must be paid.
--unknown

>>A broken heart is what makes life so wonderful five years
later, when you see the guy in an elevator and he is fat and
smoking a cigar and saying long-time-no-see. If he hadn't
broken your heart, you couldn't have that glorious feeling of relief!
--Phyllis Battelle

>>A dog wags its tail with its heart.
--Martin Buxbaum

>>A heart that loves is always young.
Greek Proverb

>>Love is a fabric that never fades, no matter how often it is
washed in the waters of adversity and grief.
--unknown

>>The first thing a girl hopes for from the garden of love is
at least one carat.
--S.S. Biddle

>>I have learned that only two things are necessary to keep
one's wife happy. First, let her think she is having her way.
And, second, let her have it.

Please visit these other OverHall Consulting sites

Get Organized:	Bedroom Clutter	Car Clutter	Children & Clutter	Closet Clutter	Debt & Clutter	Paper Clutter	Tickler File
	All Organizing	Office Clutter	Kitchen Clutter	Desk Clutter
Feng Shui:	Feng Shui Office
Energy Medicine:
Business:	Become an Organizer	Kick Start Web Sites	FrontPage Show & Tell	Gurus of IM
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