OverHall IT!
Vol. 10 Issue 2
OverHall IT! -
Newsletter for 'OverHalling' Your Life & Spaces
Vol. 10 Issue 2
“Today I give my best to that which I do, knowing that when one
experience is complete, I am led to even more fulfilling and rewarding
experiences.”
Louise L. Hay: "
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Need Help With Your
Clutter Temptations?
Two one hour phone/email consultation.
$99 until Feb. 19, 2009
Only 7 Openings
Click to register and I’ll email you the details, a date and time to
meet via phone.
Help Me Help Others
Heal Themselves and Their Environments
Please forward my newsletter onto those you know who might
need or like OverHall IT!
Thank you for allowing me to be of service to you through this
newsletter and all my web sites.
The Best to You This
Year,
Janet
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10 Steps to Paperless
Bill Paying
By: Janet L. Hall
Did you know with most
of your bills you can go completely paperless? Yes, that’s right as long
as you have a bank account, computer, email address, and put in some
time to setting up the system.
You see these days it’s
harder and harder to keep track of all your bills and make sure they get
paid on time; especially if you travel a lot like me or you’re in the
military moving all the time.
Setting up an online
cash/bill paying option with your bank is pretty easy if you know how
and where to click. And with all this new technology it really doesn’t
matter where you live; however if making deposit’s you might like to use
a bank that is national. But then again you can always mail in your
deposit and some banks even have where you can make a deposit from your
home computer – pretty slick.
So let’s get you
started.
- Find out if your
bank offers online bill paying – make sure it’s free and if it’s not
find a bank that offers it for free.
- Apply for online
bill paying – mine took about two weeks to set up – yours might be
less.
- Get a notebook and
when your bills come in write down the following information in your
book that your online bill paying might need: Payee’s name, address,
phone number, your account number, payment amount, due date and
balance due. (or you could just save time and save the receipt until
your account is set up).
- When your account
is ready, watch the demo and if you don’t understand something go to
the bank or call them and ask for help.
- Enter all the
information from Step 3 if needed. Some banks will allow you to
select recurring payments or pay until the balance is met; if that’s
the case you set it and forget it.
- Contact via phone
(might be easiest) or via each companies web site you no longer want
to receive a “paper” bill from; tell them you prefer an electronic
bill. Some will give you the option of receiving it electronically
or make you log in to the company account to review your bill. These
means setting up a username and password to get into that company.
Put this info along with the web site address into your notebook.
- If you have the
option of receiving notices from your bank about an upcoming bill
and/or reminders get them so you don’t get into trouble.
- If you have a fear
of losing track of your money or running low on money, log in weekly
to review your statement and/or get over draft protection.
- If you have a fear
about your information being on the computer – well it’s already
there – make sure you have a good firewall and security installed on
your computer and ask your bank about their security.
- Ask your bank to
send you paperless statements via electronic mail.
Now one other thing you
can do is get on automatic deduction with some of your companies you pay
out to and be sure to ask them for electronic billing also.
Now you can recycle
your return address labels and save your stamps for special mailings.
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Readers Ask:
Q: What is the new
“paper system” you mentioned in your last newsletter?
A: The new paper system
for Judith was teaching her how and what she really needed to save and
how to store that information. You too can learn this system by getting
my package of email course, ebook of all lessons, and an audio MP3
download for only $19.97 at my other site
http://www.paperclutter.com
Q: How is Judith the
Innkeeper doing with her de-cluttering? Is she overwhelmed yet?
A: I’m still working
with Judith and she says to tell you, “It’s a great satisfaction to
reclaim my space that was lost through clutter and my brother’s things.
I feel much empowered and because of my sense of humor I was able to
keep from feeling overwhelmed, yet just laugh at it all and keep on
plugging along. You really need a sense of humor through out the process
– this helps keep you sane. I discovered some special treasures that
meant a lot to me.” Judith, the Innkeeper
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Readers Share:
Janet,
I am a military wife.
I have moved five times in twelve years. Each time we move I end up
missing things I thought I had packed, and packing things I should have
tossed or sold. I have tried again and again to declutter and
organize. Like many of your readers, I am facing this year with your
help and inspiration. I am doing the best I can do, though it's not as
easy as it seems in print. But hopefully the next move will not be full
of those past frustrations.
I want to thank you for the wonderful resource of your newsletters and
site.
Thank you again and again,
Antoinette
Antoinette,
Thank you for taking
the time to email me and for your kind words. Soon I hope to write about
packing and moving to help people just like you. Be on the look out for
this in the coming months.
Joy to You,
Janet
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Feng Shui Tip to Help
Meet Any Goal
To break bad habits,
change the furniture in the room where the habit takes place. Habits are
solidified by unchanging patterns.
--Nancilee Wydra, FSII,
Feng Shui Master
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Healing Oil for the
Week: Peppermint
Young Living's
peppermint is a must-have for every home and is the ideal essential oil
for pampering! One of our most versatile oils, we've dedicated February
to rediscovering its many uses.
Whether you want to
experience the cooling sensation of menthol on overworked muscles, enjoy
an invigorating foot scrub, or soothe an upset stomach, peppermint
essential oil can help! Here are a few quick and easy ways to
incorporate peppermint into your daily routine:
=> Add a drop to herbal
tea to help aid in digestion, flatulence, and bad breath.
=> Massage several
drops on the abdomen, place a drop on the tip of the tongue or wrists,
or inhale to soothe minor stomach discomfort associated with travel.
=> Put a small drop on
your temples to aid in headaches and migraines.
=> Combine with
lavender essential oil for a soothing and invigorating body, neck, or
foot massage.
Peppermint also aids in
toothache, rheumatism, fatigue and even helps keep mice, fleas and ants
away!
You can get the purest
of essential oils through my Young Living Account at
http://www.onlineessentialoils.org/order.htm
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ISSN # 1533-0702.
Publisher: Janet L. Hall mailto:janet(at)overhall.com
http://www.overhall.com
Copyright (c) 2009 by OverHall Consulting
All Rights Reserved. Permission is granted to reproduce, copy,
or distribute OverHall IT! or any articles by Janet L. Hall so
long as article(s) is kept intact, this copyright notice, and
full information about the author is attached.
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